Exciting News

Hamilton Bank and Orrstown Bank have officially merged to provide you with a wider range of products and services through more locations and digital channels. As we continue the transition activities from Hamilton Bank to Orrstown Bank over the coming weeks, we developed a Welcome Guide that should answer the questions you might have.  A copy of this guide was recently mailed to you.  To access the electronic version of the guide, please click here.

For more information about our transition, please visit our welcome page by clicking the Learn More button below.

Effective May 1, 2019

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UPDATE: All Hamilton Bank offices are closed today (2/20/19) due to weather. Please be safe if you are on the roads.

Dreaming of a Home Renovation?

Couple viewing a potential new home

A Home Equity Line of Credit Makes it Possible.

If you’ve been thinking about a kitchen or bathroom update, new appliances or consolidating debt on high interest credit cards, now is the time to consider a home equity line of credit.

Home Equity Line of Credit Promotional Annual Percentage Rate:
3.24% APR*

*Introductory Promotional Rate for first 9 months, then converting to a variable rate based on Wall Street Journal Prime Rate.
(non-promotional rate as of 2/6/19 was 6.00% APR for amounts between $10,000 and $99,999.99 and was 5.50% for amounts of $100,000 or more.)

Promotion ends 4/30/19! Get started today! Call 410-823-4510 or email us at LoanOriginations@hamilton-bank.com

*Home Equity Line of Credit Promotional Rate available up to 80% combined loan to value on single family owner occupied residential properties. Promotional rate excludes second homes. Investment property, co-ops, single or double wide manufactured homes are not eligible for home equity lines of credit. Any increase or decrease in the index will result in an increase or decrease in the APR and monthly payment amounts (but the APR will never exceed 24%). Relationship pricing is available for the non-promotional rate which may be discounted ¼% for customers that maintain an active account or other loans with Bank. Monthly payments are interest only (and will not reduce balance) for initial 10 year draw period, followed by principal and interest payments during 20 year repayment period. Interest may be tax deductible; consult your tax advisor. Minimum account size is $10,000 and maximum account size is $1,000,000. Applicants must successfully meet bank’s Home Equity Line of Credit underwriting standards. Property insurance required. Closing costs apply and typically range from $650.00 - $1,650.00 (for amounts between $10,000 and $99,999.99) and $1,650,00 - $12,755.00 (for amounts of $100,000 or more), but up to $2,500.00 may be waived. Not all customers will qualify for this promotional offer. Alternative rates and terms are available. Promotion available for a limited time and may be withdrawn at any time.

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