Exciting News

Hamilton Bank and Orrstown Bank have officially merged to provide you with a wider range of products and services through more locations and digital channels.  For more information about our transition, please visit our welcome page by clicking the Learn More button below.

Effective May 1, 2019

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UPDATE: All Hamilton Bank offices are closed today (2/20/19) due to weather. Please be safe if you are on the roads.

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What Is Overdraft Protection?

An overdraft occurs when money is withdrawn from your bank account when the balance is less than the withdraw. As a result, the available balance falls below zero. When this happens, the account is considered “overdrawn.” Often times, there are fees associated with an overdrawn account. Hamilton Bank can protect you from any charges that might arise from overdraft through our overdraft line of credit. An overdraft line of credit is an agreement with us that provides your account coverage in the event it goes overdrawn. When this agreement is in place, we cover your overdraft until you can bring the account positive again. Interest will be assessed at the rate set forth in your separate Overdraft Line of Credit Agreement.

Overdraft Line of Credit Application (pdf)


Have an overdraft question?

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